Banking – Digital Transformation – Consumer Finance

Consumer finance digital journey

Our Value Proposition
VERMEG will accelerate your digital transformation, alleviating legacy system constraints, and unleashing value.

Current challenges

Today, the path for granting consumer finance as it exists reveals the following shortcomings :
Disconnected customer and partner experience (distribution network).
High drop-out rate (of the credit application).
Heavy and complex process for the definition of new products.
Unreliable scoring.
Significant risk for fraud.

Our proposal

A seamless, end-to-end consumer finance granting process with 4 key steps around a flexible business flow that meets the needs of all parties involved :

  • Distributors & Partners.
  • Risk Department.
  • Compliance Department.

Our multi-product and all-channel approach drastically
improves your customer experience.

VERMEG Digital accelerators introducing

Palmyra, our digital transformation platform, is based on
an open architecture, seamlessly integrating with your existing IS.

It offers a business and technical abstraction layer to connect your legacy to an open digital world.

Palmyra enables rapid delivery of a digital Journey adapted to your needs, integrated into your legacy environment and future proofed.

Key benefits

Immediate approval (reduction from days to a few minutes).
Increased conversion rate.
Significant reduction in operating costs.
Improved risk management (scoring quality, fraud prevention, etc.).
Up-selling made easier thanks to your customer data.

Our approach

Involve all stakeholders (Businesses and IT)
Deliver rapidly into production digital content and journeys that provide immediate business impact.
Prove our agility and relevance through a 2-3-week pilot project, while clarifying and finalizing your needs.
Guarantee the monitoring of your investments by respecting your ROI.

They trust us